how to get people to pay back money?

1. Say you need to talk to her for an urgent matter and track her down.

2. Explain that you were very happy to help her out when she needed it and you were glad you could be there as a friend to her.

3. Say that you've run into a situation and you'll need her to repay the loan, even if it's a partial amount TODAY

4. offer her a ride to the bank, do whatever you can (it's best to ask on a friday before you know she'll have $ before she goes out)

it may come down to the point where you will have to just suck it up and charge a loss, use facebook to write on her wall to ask for your $ back to embarass her in front of all her friends about her bad debts, or go to small claims court (often times, just filing suit will cause them to pay up)

Knock on her door or go to her work or where she hangs out. Tell her you've been looking for her. Be businesslike and to the point rather than friendly. You need to be very direct and tell her that you need to call in the loan now. Ask her what she's going to do about it. Don't talk more than you have to because too much speech looks like nervousness, and you don't want to look nervous.

She doesn't answer your calls, and she hasn't contacted you to pay you back, so she hasn't acted like a friend. She's in your debt until she pays you back. Whether or not you get the money back, she's not really your friend.

I had a friend who lied to me about money he had in a term deposit and I lent him a large sum. When it became clear that he didn't have a term deposit and wasn't worried about the debt, I went to court and garnisheed his wages. I had his I.O.U. and I knew where he worked, and the court took money out of his wages every fortnight until the debt was paid. He called me crying, which I knew was an act. So satisfying. I got an I.O.U. because I didn't trust him. I hope you've got some record of the loan, just in case.

Lots of people think that loans are the same as gifts, so I don't lend anymore.

Edit: I read your first question and see that she's been saying ''later'' to you. How very rude. Don't bother being nice or smiling or doing anything to make her comfortable. Tell her ''you got the money when you needed it. Now I need it back''. If she says she can't, tell her you need as much as she's got, right now, and the rest tomorrow. It's not so much money that she can't get it from somewhere else. Tell her to ask her parents. They're the ones who should be giving her money if she needs help, not you.

I think it is so rude when friends borrow money. Then they never pay you back. If you lent a thousand or more to your friend. You should have had a legal agreement of when and how you will get paid back. I would confront your friend. Just remember the more you confront the situation. You may not get what you want. If it comes down to that. You can take the friend to small claims court. Or, stop stressing about it. And dump the friend and let her know what a horrible using person she really is.

There is nothing rude about asking for your money back. It is yours. It is rude to be belligerent and embarrassing.

I would bring a "witness". Ask the individual when you can expect the money back. Then suggest weekly payments of ten dollars. Most working people can afford that.

Actually, rom what you have said, this person is not planning on paying you back. Personally, I do not "lend" anything I cannot afford to lose. I've been burnt too many times.

After many experiences with friends.family and money, I've long ago decided that if someone borrows money from me, I will NOT loan it unless I'm willing to not see it again...kinda like gambling.

Unfortunately, most people who "borrow" money, don't really have a good concept of money management, in the first place. And I can say that, because I used to be one of those people.

If she won't answer your phone calls, go to her house. Hopefully her parents are around when you talk to her - they will be embarrassed to find out how long she has owed you this money. You can also take her to small claims court, but I'm not sure it will be worth it for $50.00. It would embarrass her, though, if you sent her papers to go to court. Probably she would pay it before the court date so that she didn't have to go there. Remind her that you loaned her that money in good faith that she would pay it back.

say that you need the money back NOW. No excuse is allowed. Stay firmly and repeat your request. sometimes you just need to be thick skin.

Knock on her door ... bring a couple of male friends ...