Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Repeal Obama-care...and replace with this..?

I propose appealing Obama-Care and replacing it with this...

Everyone pays 10% of their gross personal earnings. For small businesses this would be the amount after deductions for business expenses. The company you work for would then contract with a health insurance provider for coverage. Small businesses would be allowed to join together.

Coverage would be for any doctor, medical facility, and treatment. Insurance companies would have to negotiate with doctors and hospitals as to fees. The amount left over would be the insurance companies profits.

those on unemployment would be covered for one year by their previous employer. Unless the employer can show cause for dismissal.

Of the 10% withheld from workers 7% would go to the insurance industry. 3% would go into a fund to pay for those who are not working.

Companies would pay employees the amount they now claim as paying for employees health care coverage. For instance most employers claim paying on average $1,000 per month for a single employee.

Update:

Joe - the government would not be involved in your health-care. You or the company that employees you would contract with a private insurance company. Who would have to neg. costs with doctors, hospitals and pharma.

Update 2:

dood - Malpractice is less than 2% of health-care costs. The fact is that malpractice suits have been declining.

8 Answers

Relevance
  • 1 decade ago
    Favorite Answer

    Here's my solution: just say "F U" to the damn health care lobbyists and the leeches in health insurance and give us National Health Care.

  • ?
    Lv 7
    1 decade ago

    Why should employers want to pay 90% of the insurance premioum for an employee and why would they pay for you after you terminate. Some of what you are talking about is a lot like the insurance pool in 2014 where everyone can buy their own type of policy from basic to fancy and the price is different and everyone gets a subsidy because most people cant afford to buy their own insurance without government help or being in a group plan.

  • Anonymous
    1 decade ago

    Nope, what they need to do is what many other countries have done ... put award limits on medical malpractice lawsuits. A huge amount of the money paid into the US healthcare system goes to insurance companies. Cause doctors have to have outrageous insurance coverage ... therefor they have to pay outrageous insurance premiums.

    As mentioned a huge % of that money doesnt go towards anything productive. It winds up in insurance companies, lawyers and paper pushers pockets. People who undergo a medical procedure need to understand that mistakes do get made. That's why they should conduct due diligence checks on the healthcare professionals they deal with ... to ensure they are actually dealing with a competent healthcare provider.

    Rather than some nitwit ... who ends up messing them up. Then they sue for 94 million dollars and all the people in need of healthcare in this country ( ie: everyone ) ends up having those costs passed on to them. While some amount of mistakes are going to happen, just the way it is period. Again when legitimate mistakes or acts of negligence do get made ... unfortunate, but going to happen. Those astronomical healthcare costs shouldnt be passed on to everyone. (ie: liability waiver and lawsuit award caps could avoid that.)

    Unfortunately anytime you have surgery or a medical procedure there is inherently going to be risks involved.

    Another step in the right direction, if they had any intention of actually serving and protecting the people of the country ( which they dont ) instead of the wealthy minority. They would also put serious profit caps on prescription drugs. Instead of allowing pharmaceutical companies to make obscene profits at the US citizens expense.

    Again many countries have est a successful precedent for this and it significantly improves healthcare quality for everyone. A drug company doesnt need to make 24 billion dollars for vitally needed life saving medications ... they should be happy with 3 billion in profit. Nor should they be allowed to charge those outrageous prices, by a traitorous US govt. ... Basically extorting people who need those medications.

    I could solve the healthcare crisis with a few laws. But those laws run contrary to the best interests of the wealthy minority. Therefor will never be seriously considered, much less implemented. The taxpayers pay a senator ... 100 and something thou/yr. Drug company and insurance company lobbyists pay them 2 mil/yr. Which groups interests are they likely to devote more energy to ? Besides, they get great taxpayer subsidized healthcare for life .. so they dont care either way.

  • 1 decade ago

    Here is a better idea. Find the countries where people live longer, where the average retiree is healthier and less babies die than in the US. Find which of them does it for the least amount of money spent.

    Then copy a working solution.

    It won't happen because the US is run by big business and those with subsidised health care.

    A couple of problems with your solution:

    A tax only on workers, none on the retired rich.

    A disincentive to employ new workers if saddled with a year of health care costs if you have to let them go,

    A made-up 10% tax figure divorced from the real costs

  • How do you think about the answers? You can sign in to vote the answer.
  • Anonymous
    1 decade ago

    How about this:

    My healthcare is none of the governments business.

    Get out of my life and stay out of my life.

    If you libs want to be ruled by the politburo or the central planning commitee move to a socialist country because AMerica just rejected you.

  • Anonymous
    1 decade ago

    ...there is NO Power to repeal it... The Senate is still controlled by the Dummy'crats and "Barry" is still on His (pseudo Throne) with his Veto Power... De-fund it ! ..."they" can take the funding away and make "it" a dead piece of Legislation !

    Source(s): ...just the facts !
  • 1 decade ago

    Sounds ok

  • Anonymous
    1 decade ago

    It can't be repealed.

Still have questions? Get your answers by asking now.