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My son was hit in the rear of his car it was 100% the other drivers fault, but the other guys ins. is trying?

to total out the car, because the damage is over 75% of the value of the car. but the car is a one owner and mint shape so its worth more but they use the nada book says its not so im getting low balled do i have to settle with there offer or can i make them fix this car anyway

Update:

they say they only have to pay replacement cost of what its worth is that retail cost????

Update 2:

one person seems to question the one owner and mint shape so let me explain, it belonged to and ins agents mother she bought it new and only drove it to the stores and back into the garage it was never on a gravel rd and no scratches inside and out, so yes i call that mint

5 Answers

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  • 1 decade ago
    Favorite Answer

    if the damage is over 75%, the car is considered totalled

    if you can prove very low mileage, and have pictures to prove how clean the car was before hand you can negotiate the price of settling but dont expect the number to go up by much

    also make sure they have included any and all options the car was equipped with so that you get paid for what the car actually had versus just a basic model with no options

    also take the car to a couple body shops of your choosing and have them do estimates on the repairs, this is your right and they cant deny you doing this then if the numbers from your estimates dont show that it is totalled you can have a better standing to make them fix the car

    replacement cost is the price you can find and buy the same car with all the same options and the same (approx.) miles and wear and tear, that is basically what the NADA book tells you, it is a guide of how much cars like yours have been selling for thru dealers

  • Boots
    Lv 7
    1 decade ago

    The NADA value is the retail value. That means a car in excellent condition.

    Odds are, you have an inflated sense of what your car is worth.

    If the car has 59,000 miles on it....then it was driven 59,000 miles. Regardless if it was driven by 1 owner or 59,000 owners who each drove it only 1 mile. All 1 owner means is that you can (in theory if you are an honest person) tell a future buyer more about the cars history because you are the only person who has owned it.

    1 owner- does not mean the car is worth more. That is fluff used to sell a car.

    "mint" condition is subjective. Did you really have the engine professionally steam cleaned? Clean the door jambs? Remove the seats so the carpet underneath could be vacuumed? Probably not. But that's what "mint" condition is to me.

    And it does not matter if the miles on it are "highway miles" either. Miles are Miles. Highway or not.

    Your car is only worth what someone is willing to pay for it. Your "one owner" and "mint condition" do not mean anything when it comes to the cars value. Get online and do research. See what cars like yours with similar mileage are selling for then take a realistic look at your car and see what kind of asset you really own.

    NADA is a very good value and usually more than what cars are actually selling for.

    But if you don't like their offer - you can always file a claim against your collision coverage and see what your company offers. Your company can pay for your car and then go back to the other company for repayment. (subrogation).

  • Anonymous
    4 years ago

    you have been charged because of the fact the police have faith you hit the motor vehicle in front first and the motor vehicle then in the back of then hit you inflicting somewhat 2 collisions. if that's certainly the case it somewhat is as much as you to coach in any different case in case you are able to no longer practice this then your coverage employer could could pay out. however the motor vehicle in the back of you certainly rear ended you and the fault lies little doubt with that motive force for any injury led to on your vehicle. yet purely for the rear end injury and not the front, this count would be taken care of out with the coverage firms and somewhat somewhat you will no longer have any say interior the situation in any respect. as for making a declare in this drivers coverage the subject that's ascertaning which twist of destiny led to you injuries, the single allegedly led to by skill of you or the motive force that bumped into the decrease back of you.IMO the coverage firms will probably say you're 50% in charge and you will recieve a calim that as been decreased for this reason. contained regarding the offence you have been charged with you would be fined approx £one hundred +expenses of approx £40 5 and you will take delivery of three factors. till you are able to practice different clever i does not hardship pleading no longer in charge to what's somewhat surely an quite trivial motoring offence. the rationalization I say this is because of the fact for the duration of the path of the trial this is proved which you have been sole rationalization for the injuries after which you does not get a declare settled in any respect by skill of the coverage firms

  • 1 decade ago

    retail plus sales tax is your state has one

    Source(s): p
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  • 1 decade ago

    talk to lawyer

    but probably have to go with nada unless you had it specialty insured

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