I am a 57 year old woman who is under a mountain of debt. I own my home, and am thinking of selling it, and?

That sounds like a plan.

If it helps you find your peace you should do it.

Just try to be your best. That is all you ask of yourself.

If things still don't work out the right way, just know that you did your part and you can be proud of who you are. A take time for yourself. One love.

I've laid awake at night too and it makes for a lonnnnnnng night. First thing I want you to do is open all the envelopes that you have been scarred to open and write down everything that you owe from the smallest to the largest. See exactly what you are up against. Then go to your local library and see if you can check out a book by Dave Ramsey or Crown Financial. They both have call in radio shows that you can call and ask questions.

Part of the problem is if you don't figure out why you let yourself get so much in debt you will not change your behavior when you get everything cleaned up and you will just be in debt again and this time won't have a house to bail you out.

Act now and perhaps you will not need to sell your house. Check them out -- I beg you too.

Don't rent. You'll be living in someone else's house essentially paying off their mortgage, having to report to a real estate agent who really won't care if the A/C broke, or if your taps are leaking because they are only worrying about the land lord who pays their wages. If your really struggling with your debt, why not rent out a room in your house? Or even build a granny flat on your property and rent that out to help with the mortgage payments. I suggest maybe speaking to a financial planner, selling your house and renting is making a step backwards not forwards.

Not a good idea.... it may take you years to pay it off but you also have years and years of paying rent in front of you.

What's the difference? You get to keep your house and send the "pretend rent" to pay off your bills.

pay off your debt, get rid of your charge cards. keep your home, renting will only give you you a bunch of receipts organize your spending. good luck