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Can a creditor garnish cashier's checks?
Hi,
I live in California and have a lien against me because my father found a loophole to paying rent for months when I was 15. Long story but my father lost in court and now I have a writ of execution against me etc even though I was a minor and with 50% custody at the time. I am turning 18 in a week and would like to know how to hide my money so my father's previous landlord cannot garnish my funds from one of my bank accounts.
I talked to a teller at one of my banks and he told me to put my money into a cashier's check. But if my creditor found out or simply went to my bank and asked if I had a cashier's check to be garnished (I have no idea what the actual process is) could he do so?
I researched that you can take someone's travelers check if the creditor knows which bank it is drawn from etc. but does this rule apply to cashier's checks? If not, is there any other way I can 100% safely protect my money from being garnished without just carrying cash?
That is what no one can acknowledge either. How can a minor be held to a contract? It does not seem right but I can go on my local court website and pull up my case information and see everything against me. I can even call in and ask about it and they will tell me the same thing.
2 Answers
- 1 decade agoFavorite Answer
You need better help than you'll find here. If you're still a juvenile, you may be able to get some legal help for free.
Part of what you're saying makes no sense. A 15-year-old can't be legally responsible for any debts, so if your father's landlord beat your father in a court dispute, that's between your father and him. I just don't see how you're liable for anything.
Not sure what to make of that phrase, " ... one of my banks." If you're a minor, which bank(s) let you open your own account? I can't see a court issuing a writ of execution agains a minor, either. Something doesn't sound right here.
FWIW, if you buy Series EE bonds, I don't think Treasury tells anyone. All bets are off if we're talking sums over $10,000.
- Anonymous5 years ago
Social Security can not be garnished, but once it has been deposited into your checking it can. Having the check sent directly to you will avoid that, but you need to figure out where you can safely keep your money. Do you have a son or daughter that you could trust to have a joint account with?
