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HELP!!!Can I use Visa Debit(ATM) card number as a Visa Credit Card Number for shopping Online?
I have a United Bank of India(Kolkata Branch) Debit C(_)M ATM card Which has a VISA logo at right Bottom side.But when I trying to pay my BSNL/CESC Bills they have not mention my Bank's Name in there Debit Card Bank-List.So I can't pay with my United Bank of India Debit Card.But They Also Accept Visa Credit Card so Can I use My Visa Debit card Number instate of Visa Credit Card number for Payment? I recently found not every Web site has my Bank's Name in there Debit Card Bank-list.So what Can I do?How can I pay with my Unlisted Bank's Debit card for Shopping & Bill Payment?
Please Help me I am in a Big Problem!!
Please tell me in Details what Do I need to Do to Put my Visa Debit Card Number Where Ask for Visa Credit Card Number? Can I put Debit card number in where Web site ask for Credit card Number & CCV & Pay?
2 Answers
- ?Lv 510 years agoFavorite Answer
You can use your debit card as credit - using the same number. When you are making a payment online just mark the Visa in your case and enter the number. You may also be asked for a security number that is found on the reverse of your card. This is a 3 digit number that is separated and is the last in a series on the back of all cards.
Please remember that using a debit card as credit only means a difference to the merchant and your account will be debited immediately just as if you were using debit. It is not Truly a "credit card." just a method to pay. Most debit cards now either carry the visa or mastercard logo for customer convenience and the merchant will have fees for accepting the card as credit. Most have no problem with this. The bank name will not be relative when using the card as credit.
