Who sells baby changer/dresser/hutch combinations I can physically look at before buying? No online?

Depending on where you live check out the amish stores. They make great quality pieces that often can be used multiple ways. they are pricey but 99% of the time your getting solid wood not particle board or any of the cheap stuff so they last A LOT longer.

Babies R Us, often they are inside of a Toys R Us stores but some bigger cities have them separate. Look at used stores that have a specialty in children's items. You would have to search that online. Target also has some good furniture as well, although I don't know what is in your store to look at. JC Penny is usually really great as you said, look also at Sears.

Well, Craigslist.com even though the posts are online, but you can meet up with people and look at the product.

I would check Target and Kmart. I got mine from a family member, but I think she got it from Ikea.