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Scott
Lv 6
Scott asked in Politics & GovernmentPolitics · 10 years ago

Should COBRA be included in Unemployment?

Someone else's question got me to thinking about the unemployed and COBRA coverage. We all know that if a person is laid off they can draw unemployment benefits (UE), but unless they pay for COBRA they lose their company provided health care benefits. Since UE is generally significantly less than their working salary, affording COBRA by not be possible. So that brings up the question: Do you think COBRA coverage be included in Unemployment Benefits? Why or why not?

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  • 10 years ago
    Favorite Answer

    President Obama's Stimulus package pays for 2/3rds of your cobra expenses. He has worked hard to make sure that unemployed middle-class Americans can care for their families while they look for a new job. Republicans have repeatedly criticized this type of help for americans who found themlelves unemployed through no fault of their own.

  • Karen
    Lv 6
    10 years ago

    As you are typically free to choose the benefits provided by COBRA while you are employed, you are free to choose those benefits (and pay for them) when you are unemployed. Plenty of people who are offered employee benefits, such as health insurance, choose not to take it, and that's as it should be when one is out of work. The taxpayers (who pay the unemployment benefits) shouldn't be required to provide a benefit that a person may not have opted to have when he/she was working. Be grateful that the 18 months of COBRA is at least an option. There was a time, when that option did not exist. You got laid off, your benefits ended on that very day!

    Source(s): There's no such thing as a free lunch --- someone always pays!
  • Anonymous
    10 years ago

    well you can take some of that unemployment check, and pay your insurance.

    thats what my brother in law did when he collected UI for 3 months.

    Cantankerous- obamas HC bill made it a crime for the unemployed to not have HC insurance.

  • ?
    Lv 6
    10 years ago

    No, COBRA is an individual responsibility and should remain so.

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  • ?
    Lv 6
    10 years ago

    what happened to obam's true universal health care option for the poor.......dr.

    Source(s): cobra can cost 500 dollars a month in some cases,,,,,,
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