Is a College Credit card a good idea?

Credit cards can destroy your life - so be very careful

Only use this card if you know you can pay the amount in full you spend each month

Absolutely no games of carrying balances

Employers check - don't ruin your future by mistake

In case you get turned down be aware that new regulations are making it nearly impossible for anyone under 21 to get a card.

You must prove yourself credit worthy:

Full time employment for one year (min wage might not do it)

Checking account and savings

Yes, there are safer ways. Anything, essentially, that is owed and paid each month builds credit.. Some common things for your age are: a car payment, car insurance, a speeding ticket you're making monthly payments on, a cell phone payment, credit cards, etc.

You will need to build credit, yes, but the biggest items will affect your "activity" the most... So, something like a car payment is much more powerful than a credit card (since Wells Fargo will only approve you for around $400.00).

You can if you want — it may be a good idea if you're planning to move into your own place (by yourself) in the future. Just be sure to pay most, if not all, of it off every month.

I cannot imagine what issues you could have no having credit other then getting credit that matter. But these student cards are a pain and not worth it. Get a secured loan pay it off over 7 months and you are golden secured loans for people with no history are very easy to get from small local banks assuming you have been with them for a time