medicare question... I am new to medicare.HELP please..?

I know the book is rather convoluted but try the website. You should write your questions and then post them each one so people can answer.

Most people get Part A at no charge but if you are in Original Medicare there is an annual deductible to be met for the hospital stay.

Part B is your monthly premium which is now $99.90. It covers about 80% of your medical costs.

If you are in Original Medicare y ou have the option to buy a private supplemental policy that pays the 20% if you dont want to pay that yourself. It costs around $125 and up per month.

You also have to purchase a Part D drug plan which has an annual deductible if you get a low monthly premium plan.

All insurance companies sell Medicare supplemental policies. The price and plan varies in every state. There are several plans from A through G which have different benefits and prices.

Every state has a State Health Insurance Assistance office for information. You can try a local seniors advocacy group or other senior group or get a referral from National Council on Aging.

I have part A and B the 20% co-pay is not that much and you can make payments, I do not have part D cause I don't have a lot of meds, only 1 for which is a generic brands and only cost 10 bucks every 3 months..so I'm fine, try calling Medicare if you have problem understanding the book, I did..and they help alot..=)

You are correct about Part A & B. My HMO indicated last year that they may no longer accept straight Medicare so I got AARP Medicare Advantage Plan for which I paid no monthly premiums. The problems were that I could no longer keep my state retiree's insurance and that I had to pay a 20% out-of-pocket cost for any major medical bills up to $4,700. That went up to $5,700 in 2012 and I now need major treatment. So, I switched again to AARP Medicare Supplement Plan F for which I pay $165 per month but I also had to get AARP MedicareRx to defray drug costs and I think that costs me $40 plus per month. Try looking into Plan F by contacting United Health Care.

Medicare will pay a set volume for any technique so no it isn't the increasing cost of well being care. Fraud waste and abuse are an undertaking, basically as a doctor ordering tests for no different reason than to attempt to stave off regulation matches. seek out and eliminate fraud and waste. Impose Tort reform enable interstate sale of coverage potential sorting out to receive medicare a similar holds real (regularly) for medicaid, welfare, area 8, food stamps or maybe the military.

Medicare dropped to $99 a month in January, paid quarterly. I called Medicare and talked to a very knowledgeable young man who answered all my questions. Right now I have THREE medical coverages: Navy Tri-Care for Life, my company's policy (Aetna), and Medicare. My company policy will stop when I quit/retire.

I asked about no having to may (still) for Medicare. If I did drop Medicare, my Navy Tri-Care for life would be dropped. sigh

Best thing is call Medicare with your questions in front of you. If you get the run around, call again. That's what I did.

Funny thing when I ran the spell check on Tri-Care it came up TRICKERY! hahahaha

No. I have found one which covers part D (medicine). I pay no monthly payments, and nothing for my prescription, but I only have one prescription. It depends a lot on what state you are in as to what you can get. I would contact the State Department of Insurance, and they can send you a list from which you can choose.