Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Sheila
Lv 6
Sheila asked in Business & FinanceCredit · 9 years ago

What do you do when collection agencies call for your relatives?

Update:

Just curious what you do, I have a mortgage co. calling for my brother in law.

Update 2:

P.S. I can tell it's his mortgage co., as the caller id literally says Vanguard Mortgage and this isn't illegal, as he apparently used his brother, my husband, as a reference on the original loan application (that's what we've figured out in these calls).

Update 3:

P.S. I can tell it's his mortgage co., as the caller id literally says Vanguard Mortgage and this isn't illegal, as he apparently used his brother, my husband, as a reference on the original loan application (that's what we've figured out in these calls).

4 Answers

Relevance
  • 9 years ago
    Favorite Answer

    How to take care of this:

    Give them all the information on your brother in law.

    His new address, his cell phone, his work number, anything.

    That will get them off your bank.

    They are trying to reach him. They have full right to do this.

    They can even call neighbors, grandmas, etc.

  • 9 years ago

    Depends on the agency and the relative ;:-). If it's a fly-by-night sounding group or a corp that I think is scummy (Citibank, anyone?), I throw them off with bad information. If it seems legit, I might cooperate. And of course, if they divulge information beyond what they're allowed to, and I LIKE this relative, I record the entire thing as a violation of Fair Debt Collection Practices Act. That becomes an instant Cha-Ching! for $500. Of course, your mileage may vary. Have fun with it!

    Source(s): www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - Fair Debt Collection Practices Act text....
  • FatGuy
    Lv 6
    9 years ago

    Calling relatives is a standard practice when they are trying to locate you. Collection Agencies are prohibited from discussing your financial information with anyone but you. If they did, you can sue them.

  • 9 years ago

    tell them if they call again you will sue them :) it is up to $500 per call you can collect if you can proove they called after being informed. your b in law on the hand has to tell them in writing not to call

Still have questions? Get your answers by asking now.