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Total loss house fire, and now foreclosure?
In September, 2011, my house caught fire and was deemed a total loss. We decided to not rebuild, and I informed the bank of this. In January when I received the check from the insurance company for the building, I endorsed it and sent it to their Loss Draft department, along with a letter of intent.
Now, they have filed foreclosure, and listed in the document, there is the full amount of the loan. Granted, the insurance draft was not for the full amount, but shouldn't they have at least taken off that amount?
Does anyone know what I can expect now?
