How do i get a student loan if my credit is bad and my school isnt on the school list?

If you are looking for a Federal student loan and the school you wish to attend does not have a Federal School Code* so that you can list it on your FAFSA (Free Application for Federal Student Aid - http://www.fafsa.ed.gov/ ) form, then, I suspect the school is what is called a for-profit/career/proprietary college/university. The fact that you state it is a school to learn dog training tells me it is a for-profit school.

*Federal School Code can be found using this database:

https://fafsa.ed.gov/FAFSA/app/schoolSearch?locale...

A for-profit school, which is 1st and foremost a business, with the main focus of earning profits for the owner/shareholders. Please research the reputation of the school carefully. It may be fine. It may not. A reference librarian at your local public library can help you find good evaluations of the school that interests you.

The school financial aid office staff (if the school has one) may be able to provide you info on private (high interest) loan options, but a private loan will require you to have a co-signer with excellent credit & you will have to start repaying the private loan soon after you receive the money. I do not recommend a private student loan.

My advice: If you absolutely _have_ to attend the school, don't enroll right away, work at a full-time paying job or more than 1 part-time job, living frugally to keep your expenses down so you can save as much of your earnings as possible to ultimately use for your school expenses (including housing and other living expenses.)

When you go to your local public library to research the reputation of the school, ask a reference librarian to help you find this book to check out and read through:

Title: IOU No More: A Quick Start Guide for Becoming Debt Free and Living Debt Free Forever

Author: Sam Burton

Publisher: Xulon Press , 2007

Source: WorldCat.org - database of library holdings worldwide

The book will give you good tips on how to cut your expenses and live more frugally so you can save more money for the school costs. Even while you are taking dog training classes, you will probably need to be working at a paying job to pay for your rent and other living expenses.

Librarians--Ask Us, We Answer!

Find your local Public Library at:

http://www.publiclibraries.com/

Best wishes

You need to talk to the school to find out about payment options.

if you need a loan, it'll have to be a "secured" loan - one that requires collateral. For example, if you own a house, a home equity loan.

If that's not possible for you, then you can't go to this school.