Is getting a prepaid Visa/Master Card worth it?

I suggest you get a checking account.

By the age of 18, you should have at least a year's of experience with a checking.

You will get a debit/check card that you can use for all your purchases.

If you are under 18, just go with a parent to the bank to open this up.

Disappointed they have shown no interest in teaching you about finances.

Responsibility of a checking account will teach you how to save.

Your first goal is to keep at least 2 weeks pay as a minimum in this account at all times.

all depends on your needs/situation...

there is an activation fee taken from it for starters....does each buy have a penalty associated

with it too? depends on the card issuer....

wont be accepted in on line buys...cuz they have no way of verifying the balance left on the

card at that moment..its not like a true credit card that can be on the spot verified.

only you can answer the question of real need or not........but you will take a 5.00 hit right off

when they turn on the card for starters. cash? easier/better/simpler for everyday stuff and

no penalty. cant control it? dont carry it around/carry only so much...hide the rest and keep

your hands off it/you need especially with little one there to learn self discipline...there's always

going to be something to buy or need....thats called marketing/its up to you to make that

call whether you really do or not...........

Call some of your local banks. My kids all opened an account at 17.

Regions 1-800-295-8427

BOA 1-800-944-0404

USBANK 7-800-872-2657

Wait until you're 18 and get a checking account with a debit card. The prepaid cards come with a lot of fees. You can find free checking accounts and use your debit card without fees.