Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.
Trending News
Should I keep the health plan provided by my university?
I'm a student and I'm trying to decide whether to keep my university's health insurance, or get my own (my parents don't have health insurance. I asked them to get health insurance but they don't want to). My university offers a great health plan - it covers a lot of stuff and there's virtually no deductible. However, it costs over $2000 for the year. The dental insurance is alright... 50% coinsurance and max benefit of $500. I am generally healthy and I haven't been to the doctor in 2 or 3 years. However, I go to the dentist frequently, so I wouldn't mind having better dental insurance.
I tried looking for my own health insurance, and I've found several cheap plans that will save me a lot of money on premiums. However the deductibles are really high, which I don't mind too much since I never go to the doctor, but it's still a little unsettling. I couldn't really find good dental insurance, a lot of them have waiting periods or coinsurance that's just as high. Also it's all really stressful, so I'm wondering if I should just give up and go with the university one. I was just hoping to save some money cause $2000 is a lot. It's covered by my scholarships and loans but I need that money for other stuff too. What do you think I should do?
Also I read something about some law that talks about how student health insurance should be like this or better, but I don't really know what it is, if you guys are familiar with it could you enlighten me?
3 Answers
- ?Lv 79 years agoFavorite Answer
That is less then 200 a month. You will not find a plan that cheap on your own unless you agree to a 5,000 deductible and co pay.
- AnonymousLv 79 years ago
I think when you "run the numbers", you're not going to find ANY individual health insurance that will give you great coverage with no deductible, at $160 a month, and it sure won't include dental - which is always a separate policy.