Are Social Security disability benefits reduced when a person reaches age 63 or the age they normally would?

Question

have retired at? 

If someone starts getting Social Security disability at age 56, they are getting a higher monthly payment than they would if they had retired at age 63. When they reach age 63, does the monthly payment amount drop down to the lower amount they would have received at that age if they had never become disabled?

Kini · Accepted Answer

If you receive SSDI and you want retirement benefits, you have to be 66 (currently) and your benefit may change but it may stay the same. SSDI goes to age 66 and after that it is just SS retirement. I took SSDI at age 56 but when I reached 66, the benefit amount was exactly the same. But if you filed for retirement SS at 63 I am sure it would be lower so why do that? You can stay on SSDI to 66.

Charlene · Answer

1

Judith · Answer

A disability benefit is an unreduced benefit - unlike retirement benefits being paid before someones full retirement age.  So yes, the disability benefit someone gets beginning at age 56 is higher than what they would get if they stopped getting disability and they became entitled to a retirement benefit at age 63 instead.

People who receive disability benefits are switched over to retirement benefits with no change in benefit amount once they reach their full retirement age.  There is no such thing as a disability benefit at that point.

Anonymous · Answer

full ss is at 65 ( or maybe 66 now) 
early retirement at reduced benefits is available at 62
disability ss is at any age

Ferdinand · Answer

Social Security Disability Evaluation - http://DisabilityHelp.siopu.com/?ovW

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Are Social Security disability benefits reduced when a person reaches age 63 or the age they normally would?

5 Answers