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How does SSI turn into Social Security retirement at retirement age?

SSI = Supplemental Security Income (for disabled people, etc. - it's only about $700/month in most states, total poverty)...

When a person on SSI reaches "retirement age", does SSI become Social Security retirement?

Does the amount change?

Would the person be eligible to get Medicare instead of Medicaid?

How does that work?

8 Answers

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  • Judith
    Lv 7
    9 years ago
    Favorite Answer

    It doesn't. SSI never turns into social security because they are two different programs. SSI is not social security.

    SSI (Supplemental Security Income) is the federal welfare program for the poor who are blind, disabled or aged (65+). People entitled to SSI either didn't work and pay into the social security program long enough to receive a social security benefit or they did but they have a very low social security benefit amount.

    Someone on SSI could work and gain the credits needed to become entitled to a social security benefit but more than likely it would be a low benefit and they would then be entitled to SSI and social security. However the SSI is reduced by all but $20 of the social security benefit. For example if someone became entitled to a social security benefit of $100 the SSI benefit would be reduced by $80. Also, someone on SSI might get married to someone who worked and earned a social security benefit and they could become entitled to social security survivor benefits or to a spouse's benefit at age 62.

    If someone is getting SSI based upon a disability (which would be anyone younger than age 65) at age 65 they would be converted from disability to aged benefits. The benefit amount would not change. They would also become entitled to Medicare at age 65; the state would pay the Medicare premiums. It is cheaper for the states to pay the Medicare premiums then it is to continue the entitlement under the Medicaid program where they have to pay all medical expenses.

    Source(s): I was a social security claims rep for 32 years.
  • ?
    Lv 4
    5 years ago

    Ssi Retirement Age

  • Anna E
    Lv 7
    9 years ago

    To get Social Security disability, you must have worked at least 40 quarters and some of those work quarters must have been with in the 5 year period immediately prior to your becoming disabled. So is you worked for 10 years, and then didn't work for 4 years and became disabled, if you were approved by SSA, you would get SSA disability. BUT, if you had not worked for 6 years, you would NOT be eligible for SSA disability (even if you had worked 40 quarters) because you had no employment with in the 5 year period immediately prior to becoming disabled. You would be able to get SSI.

    In this last case, when the disabled person becomes of age to retire, they would be able to get Social Security retirement.

    If a person has not worked enough to get Social Security disability and can get only SSI, they will not be able to get SSA retirement.

  • Kini
    Lv 7
    9 years ago

    SSI does not change into SS retirement benefits. SSDI does. SSI is welfare disability. It is not supposed to replace your income. It is meant to be a subsistence benefit.

    If you are on SSDI, 24 months from your disabiity date you will be enrolled in Medicare.

    You are confusing the types of social security benefits and Medicaid with Medicare.

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  • Anonymous
    9 years ago

    SS retirement is for people who worked enough quarters to put into it. If you've been on SSI your whole life, it can't turn into retirement. If you didn't have enough quarters to be eligible, you also won't get it. If you worked enough quarters, then they estimate from how much you made, and you do get it. Sorry, that's the sum total of what I know. The rest is just guessing.

  • People shouldn't answer questions they dont now the answers to.

    http://ssa-custhelp.ssa.gov/app/answers/detail/a_i...

    Its just a change of name, not benefits. Poverty continues. Medicaid switches to Medicare. Its automatic at retirements age.

  • 4 years ago

    Social Security Disability Help - http://disabilityhelp.siopu.com/?zcr

  • Anonymous
    9 years ago

    Probably, You would get whichever ck was the largest. Also, Medicare kicks in at 65, so you probably would have both Medicare and Medicaid. (Don't quote me, I could be wrong)

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