Pre-existing conditions?

I feel your feel. My son has a pre-existing condition as well and due to the exorbitant cost of his necessary care, he has not had many of the same opportunities other kids have had. All extra money goes to his medication, doctors and occasional hospitalizations.

The best I can hope for him is that when he is done school he is able to get a job at a place that has a good group health plan, and he doesn't need care during the wait period.

People who are against universal health care tend not to have chronically ill people they are responsible for - they say oh bad luck and walk away. However, I notice that once they have a child with a chronic condition, they change their tune.

I had a friend who had breast cancer and her insurance denied her the treatment her doctor recommended when she came out of remission. It was going to cost her out of pocket about 125,000 and had a 50% chance of saving her life. She opted to die, rather than financially devastate her family, and left behind a 12 and 10 year old. I find it disgusting that any first world country, much less this particular country, requires its citizens to either bankrupt themselves, or die.

Best of luck to you, and vote carefully.

Coverage organizations underwrite chance. They appear at your situation and examine what their threat skills will probably be. Each insurance enterprise manages their own process of underwriting. Some will exclude particular conditions while others will cover them. There is not any set regular for protection (unless the specific state mandates it) Most humans which have a medical situation will have to work with an agent that has a abilities and relationship with many insurance corporations as good as choices to be had with their state of resident. Or you can call each of the companies direct and try to find an answer. That is difficult for the reason that usually the query you are asking ordinarily opens up a pandora's box of questions. You then need to name every coverage enterprise and repeat the system, over and over and over. Also some coverage firms have more liberal underwriting policies than different. MIB - Is scientific expertise Bureau - this is the location where much of your clinical history is filed. It operates like a clearing condo. If you happen to get a Rx it is recorder within the approach, if you happen to go to the DR and they record, then is is recorded. So some of you scientific understanding will likely be within the system. Most coverage corporations both use this to underwrite the coverage earlier than problem however some will use it in put up hassle underwriting. This means you should normally be upfront with the know-how you furnish on the applying. Hope this helps Brent

Free Healthcare is A good concept.

However the argument isnt about healthcare reform. The issue with ObamaCare is that it throws out our current system entirely with NO thought to the millions of jobs that the healthcare industry provides this country, or that now the government has taken on another bill that is put on the rest of us taxpayers, or that small companies barely squeaking by will be fined "taxed" if they dont provide healthcare, or another 26 year old kid barely making it by will be taxed at the end of the year if they chose NOT to take insurance because they cant afford it.

Its not the reform that is the issue- its free choice that has been taken away....that has everyone upset.

For example- wouldnt it have cost the country a lot less money if they had just made it illegal for insurances to discriminate against pre-existing conditions?

Ok Honey Boo Boo I have congenital hydrocephalus but I do not support Obamacare because I am smart enough to know whenever the government gets involved in something it is a mess. Government does not need to be in the health business and be allowed to come between you and your doctor. Your care will be compromised because the cost is supposedly being passed on to the doctors and hospitals. Obamacare will be bad for everybody. Romney has a plan that will return these things back to the state which is the way it should be. Read the 10th amendment. You need to quit crying and complaining.

You should check your state laws as well as your mother's policy.. Laws and rules vary from state to stae .. But there are policies that allow disabled children to stay on their parents plan indefinitely and there are also some states that have laws providing for this as well.. Laws vary.. Don't quote me for sure as this is purely from recollection but despite federal law for coverage for all to 26, I believe that in Florida, in some instances, you can be covered up to 30.. so, look into it because obamacare is not necessarily the final word as some states have their own laws on who can remain on a parent's policy ad that trumps obamacare..

You will be able to get insurance but it will cost a fortune. The theory of Obamacare is that the price will go down when everyone buys it, but that's not a given and probably will not happen. It's more likely that mother will lose hers, as her employer will decide paying the penalty is cheaper.

However, you need to plan on getting a job that offers insurance. A profession that will still offer it before you're 26. Go to college become a CPA.

Get a little help with this,,,

Assemble a group of friends that are good with fact checking AND video

Make a little documentary called

"How Obamacare plans to ruin my life"

Run it on youtube

Promote it online send copies to political action commitys and news outlets

That's not true . Under the bill, if you have a preexising condition under any insurance, they cannot drop you because you turned 26 or any other changes either.

YES, I can relate. My husband has a heart condition.

It don't really matter because once we are a Muslim nation the will just execute or starve the "IMpure".

Survival of the Fittest

God Bless America

My nephew fought a brain tumor and his parents spent more time on the phone fighting with insurance companies than time they spent with doctors. It is insane and very gross. I also find it gross that Romney talks about people getting benefits from the government, but he doesn't talk about how big companies get huge tax breaks in business and never repay us for the "pass" we give them in paying their share in taxes.

I am voting for Obama for a number of reasons. But here are some reasons I am not voting for Romney: Romney is an American presidential candidate who has sent his monies overseas in order to avoid taxes. I have a dual citizenship in one of those tax haven country and I am not running for President, but I would never cheat our government.

I am voting for Obama and here is why: Romney is at the hands of big corporate money and individuals who agreed to back him only after all the other Republicans whom they preferred had negative information about their past or made negative comments during the primaries. I do not trust Romney because he clearly followed Obama's path with his own healthcare, pro-choice, and gun control while he was governor of Massachusetts. Now that he is running for President he denied he was ever for any of the convictions he stood for not long ago. Currently he talks about a plan to establish a plan to plan for a plan to motivate the planning of a strategy for a plan.

Some people are going to state his record as Governor of Massachusetts which he led when our economy was steaming ahead; today he pretends he never endorsed the policies which he put forth because they are not the line that the party has decided he needed to follow. He has no principles. Additionally he keeps talking about deploying our troops every time there is a diplomatic hiccup overseas. In the meantime he squirrels his money away in other countries so he is not paying his share to support our troops. I happen to have dual citizenship to this country and one of the countries where Romney's money lives - I would NEVER cheat my government and hide my money. It's morally corrupt.

He's not a man; he's a commercial. He speaks about a plan but he has never provided any concrete information. Some people believe that because he is a businessman he will have been knowledge to fix our economy. But one of the most successful businessman - Herbert Hoover - led our country into the Great Depression and it was the confidence and the intelligence of a Democratic President that helped recover our economy. Another President with an MBA burned through our budget surplus and left our country in taters and at war.

The debt growth while he was governor was during different economic times. There has been a worldwide economic crisis since 2008. Unemployment with our European allies hovers at 20-25%. There are parents who are giving up their children to orphanages because they can no longer afford to care for them. We are fortunate that our economy is somewhat stable in these dire times. We are now at 8.1%. When Reagan was President, his unemployment figures always hovered between 7.1% and 7.4%. One in every six Americans is now living in poverty and these numbers will only grow. According to Romney's plan, the Middle Class will be saddled with $2,000 more in taxes but the upper echelon who earn $3,000,000 or more will see a reduction of $250,000 in theirs.

I also feel Romney will endanger our foreign policies. He travelled to Europe and to Israel this summer and was able to infuriate one of our biggest allies and made a comment about Jewish people that was both rude to the Jewish people and to their Arab neighbors. He has stated that he is ready to go to war - but to what avail. So far, Obama saved our troops from Libya and Syria. Considering the difficulties we are now experiencing overseas with the video debacle it is vital to have a President who can make our case and not make another war.

I am voting for the best candidate: President Obama.