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CJR
CJR asked in Family & RelationshipsMarriage & Divorce · 8 years ago

Just trying to understand what others think? Any good ideas?

My Ex-wife (been Divorced for 20 years). 1 child with her. I was out of the country in the Navy a few years back. During that time, she created a loan in my name, received the money and never had the slightest desire to tell me. She is a Police Officer. She is my kids mom. What am I to do. If I make a complaint as to the loan, then she could get in trouble and lose her job. She is after all still my kids mom. But, now I have this obligation to the tune of $32,000. Over time I guess I could pay it, but I really do not think it is right. I don't want to pay it, but I am not a person to just do something out of animosity. I went to Lexus to obtain a car today, and all of a sudden this is showing on my credit---they still sold me the car, but man o' man was the joy diminished.

Update:

@maria---yes she is 25. As far as calling, I did, and I was basically laughed at. I do not want to take her Law Enforcement career from her. I am not like that.

2 Answers

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  • ?
    Lv 5
    8 years ago
    Favorite Answer

    Wow. You sound like a kind person. I don't know that I would be able to deal with it in that way. Destroying your credit and now you owe 32K WHAT! That was very deceitful what she did. First off my suggestion would be to place a fraud alert on your social security number. It's free and each and every time someone attempts to open any line of credit using it you will get a call (I did this years ago thankfully). If you have decided you dont want to persue any action then I guess you should start figuring out a plan because no credit or bad credit in this day and age can be extremely damaging (especially if you would like a mortgage, auto loan, etc) and that negative will be on your credit report for the next 7 years.

  • ?
    Lv 7
    8 years ago

    I think you need sit down with her and figure out a payment plan.

    If she has no intentions of paying this, then you have to get a lawyer and sue her.

    Since you've been divorced over 20 yrs ago, I'm guess the child is over 18 yrs old?

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