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Dixie B
Dixie B asked in Business & FinancePersonal Finance · 8 years ago

If I am receiving Social Security retirement benefits, and later am approved for SS disability...?

I am disabled, and 62 years old and have applied for SS retirement AND SS disability. I will be receiving my first retirement check this month. If I am approved for SS disability, and later begin working at a home-based job that earns me more money than disability, I know I would probably lose the disability. The type of job I am looking at requires schooling (I could take online classes for this one) in order to work at it, and I would have to work at a hospital for a certain period before I could convert to home-based. If I work away from the home for a few months, would I permanently lose SS retirement if I was deemed no longer disabled? Or would I get retirement again?

Update:

I know if I am approved for SS disability, my retirement would convert to disability. I know I would not get both at once. But if I am determined by Social Security to be no longer disabled because of being able to spend a few months working at a hospital, would I be eligible to be given retirement benefits again, or not (even if I am of full retirement age)? I hope this clears up any confusion.

Update 2:

None of these answers really seem to be addressing the essence of what I am saying. I don't know how to say all this without repeating myself.

O.K. I am on SS retirement. If I am approved for SS disability, retirement will convert to that. I want to go back to school online to take medical billing and coding. In order to work at it at home, I must work at a hospital for a few months first. If I am on SS disability, I will probably lose it if I make over a certain amount, plus I may be deemed not disabled any more and will not be eligible for it any more. But my question is, will I be able to go back on SS retirement after losing disability? And will it be the original below-retirement-age amount, or the full retirement amount if I am of full retirement age? I really want to be understood here, but I think my meaning is being misconstrued. And I don't really want to take it up with SS right now as I don't want them to think I might not REALLY be disabled, which

Update 3:

which I am. And SSI is out of the question, because I am not poor enough. I have too many assets.

Update 4:

Sigh! Yes, I CAN get SSDI after taking retirement, because they told me I could, if approved for disability. However, since these are the answers I have and my logic doesn't seem to be understood by anybody,I must choose a best answer........

6 Answers

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  • Kini
    Lv 7
    8 years ago
    Favorite Answer

    You cannot receive retirement and SS disability both. They are the same benefit. SSD is disabiity for anyone under age 66. It becomes retirement SS when you reach 66.

    You wont lose the SSDI if you work and earn no more than $1000 a month. Your disabiity case is reviewed every 3 years.

    EDIT: We are trying to answer the question although I dont understand your logic. If you are under 66 and getting retirement benefits, you can earn up to $14,800 without losing any benefits. I dont think you can get on SSDI because you have chosen to take your partial retirement benefit.

    There is nothing wrong in asking if you get approved for SSDI would you get your full benefit at age 66 or would it be the partial benefit you are currently on. The SSA has all of your records and will tell you how it works when they process your application.

  • Lloyd
    5 years ago

    1

    Source(s): Free SSD Benefits Evaluation : http://disability.ohfos.com/?GaC
  • Janice
    4 years ago

    Social Security Disability Evaluation : http://disabilityhelp.siopu.com/?RmR

  • Anonymous
    8 years ago

    If you are on social security, you are allowed to make a certain amount above your regular social security. If you go on SSI, you can not make any add'l money. Best to call social security @ 1-800-772-1213 before you decide which way to go

    Source(s): Retired bill collector 35 years
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  • Anonymous
    6 years ago

    I am 63 I receive a pension from my last job - will this effect my social security amount?

  • ?
    Lv 7
    8 years ago

    last checking if u get one - u do not get the other.

    do your learning as u got more to learn.

    Source(s): employer
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