Personal loans? for a used car.?

Do you have a family member that could loan the money to you? Personal loans are really hard to get and if you are a college student and have not been employed full time and may not have built up your credit profile, the chances are really slim. Start saving in case thats your only option! Good luck.

As a college student you should be better at numbers than this.

You want to spend $2000-$3000 on a car. But you only want to borrow $1000. If you can save $2000 out of $3000 for the car you can save the other $1000 and pay cash for a car and not have to pay the high interest that comes with an unsecured personal loan.

If you are borrowing money, borrow it at the lowest possible rate and those rates come with car loans, not personal loans. The car is your collateral and the security of that collateral will lower your interest rate.

Full coverage insruancve on a $3000 car won't be very much. If you are willing to risk it all then go without but if you wrecked that car tomorrow you'd lose everything. Insurance will make you whole again and it's worth the price. If you can't afford insurance you can't afford the car. You need to protect your money.

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Your only choices would be a cash advance on a credit card or a peer to peer lending site like lending club.