If I have open accounts in collections that are 2 years old can I get a Grad Plus Loan?

Hello,

I really need help figuring out options for financial aid for grad school this fall. Last year, I graduated from Oberlin College. I have $13k in educational loans that I deferred in the beginning of this year. I have other open accounts in collections that are two years from medical bills (I had complications during school). I will be going to the Cranbrook Academy of Art this fall, and I have enough money for tuition via Stafford Loan, however, I need money for room + board, supplies, transportation, etc: $16k

I've looked at the eligibility requirements for the Grad Plus loan, but I just need someone to explain to me and confirm my eligibility for the loan this fall.

Please help! Thanks :)