Will experian share my details with people i owe money?

You updated your address on your credit reports.

If you had recently moved, now they know your new address.

It's on your reports. Updated

Financing credit and catalog items are not a good idea.

Please make every attempt to pay off those items as soon as you can.

And focus on having Emergency Savings Fund.

At least 1,000 in savings at all times.

I have seen easy credit destroy lives if people don't have savings.

No I don't think they will, I also signed up for the free trial and it hever affected me. Experian just allows you to see your credit report, so it shouldn't make any difference. Also people need your permission to do a credit check, whether your signing a phone contract or a rent contract, they need to ask you first (usually in the terms and conditions). Which network did you apply for with your phone contract? Its well known that EE/ Orange and 02 have higher credit expectations and if you have poor credit are less likely to accept you. However Vodafone takes on a wider range. I'm with Vodafone and have a poor credit score, they're a great network. I don't recommend 3 though, had so many problems with them on contract!

Anyway don't worry, the only way companies or banks can see your credit report is if you sign up to use them thus agreeing to a credit check when you sign terms and conditions :)

Yes, you'll get calls as now your old creditors know where you live...but if the debt is over 6 years old you don't have to pay anyway. You were refused the phone contract because you have a catalogue it's as simple as that ...lenders will not give credit to people who have catalogues or take out payday loans as they know that only the poorest people would do this considering the interest charged.So, if you want a phone contract you need to pay off and cancel the catalogues...

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RE :Will experian share my details with people i owe money?

I signed up for a months free trial to get my credit report. A friend said today that when he did it within a month he had people ringing him for outstanding debts. I know I owe money from years ago. I'm worried now I'm gonna start getting calls and debt collectors contacting me. I have today cancelled my free trial. I aplyed for credit check cause I got refused a phone contract. I recently got credit on a bed and a new catalogue...

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if its people no if its banks yes