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Is it possible to live without ever having credit?
Such as buying used cars in cash, renting a house,..etc
4 Answers
- Dan BLv 78 years agoFavorite Answer
It's possible if you have enough cash. Most people don't. But you can live without using credit cards. Been doing that for 26 years. The only thing I take out a loan for is a home or a car. Everything else I save up for and pay cash. The banks don't like me.
- Anonymous8 years ago
Not really... in theory, maybe in some parts of the world... But you NEED credit if you ever want to make a loan, buy a house, even rent an apartment. Credit serves a lot of purposes, but it mainly acts as evidence towards sellers and service providers that they will receive pay from you.
- CarenLv 78 years ago
hard to buy a house with cash. guess you can rent for a lifetime. some people like a credit card if they have to rent a car or book hotels or airlines, but not necessary.
