How much is taken out of your Social Security monthy payment for Medicare Parts A & B once you turn age 65?

Around $105.00 a month

It will cost more if you get Part D for meds.

If your friend worked long enough in the U.S. he may have free Part A. Part B premiums are what everyone pays and that is determined by his income. The basic charge is $105 right now and it goes up from there. So he will pay much less with Medicare subsidy than private pay. Medicare is for the individual only. His spouse will have to still get insurance if her/his age is under 65. Medicare covers 65-80% of the billed charges, and your friend can purchase a supplemental plan to cover the balance.

You can find this all on their website.

Part A is built into the system. Part B depends on when you decide to opt in. My company insurance covered me while I still worked after age 65. Once retired, I neglected to sign up for Part B. A couple of years later I joined up, and now pay an extra $40 a month...total $140 a month...last time I checked. In other words, I saved about $40 a month for two years, call it $1000. One emergency visit wiped out that savings out, and them some. Had I had part B that emergency visit would have been covered (80%)..Bottom line (at least in my experience, Medicare A and B is some good insurance).

You need to provide a lot more detail.

1. You say "they?" Are there two people involved or is there just one person? I am going to guess that there is a younger spouse? How is he or she insured now?

2. I am going to guess from your wording that they are insured somehow as a couple? Medicare is individual insurance. The younger spouse will have to make other arrangements. (If the current insurance that costs $800 a month is through the person turning 65's employment, the guesses get even more complicated so I am going to stop guessing.)

3. Is the person interested in Medicare collecting social security yet or does he or she plan to start collecting before he or she turns 65? If the person turning 65 in December is already on SS (or will be shortly), he or she will automatically receive a package in September. If not, he or she has to contact SS to sign up for Medicare (and since there is no SS, nothing will come out of it. He or she will get a bill.)

Then, assuming average income and average work history and average health, Medicare and necessary supplements will cost about $300 a month PER PERSON depending on where the person lives in the United States. Remember that's just an average. It can range from $200 to $500. That will not cover vision, dental or hearing and may or may not cover annual physicals or cover you outside the U.S. (and I mean anywhere outside the U.S. -- Nogales, the Carribean, Niagara Falls, ON).

As others have noted $105 of that must come out of SS but that only applies if the person is already receiving SS. Some of the other payments can be taken out of SS but you should not do it that way. Pay direct either by check or by an automated bank transfer.

Well, I just finished doing my income tax, so I can answer your question.

Medicare Part A is free. You do not pay anything.

Medicare Part B is dependent on your income. My guess is that it starts with around $105. Mine, because of my income comes to about twice as much.

Depending on your income, Medicare may also deduct a sum for part D. This is aside from the money you pay if you take out a part D policy.

And then of course there is a medical supplement, which is important to have.

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It sounds as if you're talking about a couple, and you say that they're paying $800 a month, or $400 for each.

All of my insurances and medicare deductions together, including drugs, come to approximately $600.

If your income is low, there are some other options.

I started drawing my SS at age 66. We only 'pay' for Part B. It is somehow based on your income tax return for the previous year and is re-figured annually. In the beginning I paid a lot for it but as the time has gone by and my income from other sources has become less, my premium for Part B is not as much. I have found it very confusing...same as most government programs.

They take $104.90 from my paltry SS check. It would be more if I had Part D but that is covered by my supplemental insurance. It doesn't matter how much or how little you receive, Medicare costs the same for all. If your friend has been on Medicaid, which is different from Medicare, different rules apply depending on the State you reside in.

For me it's $104.90 for Part B. There is never a charge for Part A. I believe that's the standard fee for people of modest SS incomes. Part D is entirely up to you, depending on which prescription plan you use. They may wish to use their current health insurance as a supplement, but there are many other and cheaper plans.

Well they are in for a pleasant surprise. That $800/month will drop to $109/month. Depending on their health and income, they will need to consider either a supplemental policy or a drug supplemental policy or maybe both. You and they need to visit the Medicare web site and get as much info as possible, don't just wait for them to send you info.

Don't know, Ronald Reagan saw to it that I will not be allowed to draw SS because I was a federal employee.