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What is the best way to pay off a credit card monthly?
When is the best time to pay off your credit card? I have $275 for this month I need to pay off and I'm new to this game a little but I usually pay everything off just not the minimum. Last month I made two payments to keep my balance at $0 but this month I was going to pay differently. My goal is to build a good credit score. So the due date is 7/12 do I pay it all then? Or is it better to pay as soon as I can? I'm just confused, this is my first credit card. Thanks!
4 Answers
- Anonymous7 years ago
The best way is to pay off in full every month to avoid interest. Paying on time builds your credit score. It makes little measurable difference if you carry a balance.
Your credit score measures your credit worthiness, not how much credit you have.
Do not pay before you get your monthly bill. Pay a few days before the due date to make sure the payment arrives on time.
- Anonymous7 years ago
Given interest is accrued daily, if your balance is past the grace period it's best to pay it off ASAP.
- Anonymous7 years ago
you may have a best way to pay monthly differently.you can use credit card guide.
