What pre paid credit cards/debit card help us by?

I could be wrong, but believe that prepaid cards have no effect on credit. Has there been a change - I don't remember a requirement of entering a social security number for a prepaid card, and without that, don't know how activity could be tied to a person's credit history. Also, no money is actually borrowed on a prepaid card, so it's functionally no more than a checking account with high fees.

Prepaid credit cards can be used as payment anyplace where regular credit cards are accepted. These special cards can also be used to shop online or make reservations from the internet. If you are going to travel overseas and do not like to bring a substantial amount of cash, it is possible to bring a prepaid debit card instead to pay for your bills and do a few shopping.

Issuers of prepaid debit cards today report credit activities to the three major credit bureaus – Experian, Equifax, TransUnion so they can now be used for establishing credit or rebuilding bad credit.

They'll help you build credit score if you make payments on time, never miss them or at least do the minimum payments if you are unable to pay more.

Prepaid cards are not "credit" and so have zero impact on your credit.

Get a secured credit card from your bank.

No affect whatsoever.

A credit builder loan will help your credit. If you are never late.