Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.
Trending News
Mums relies on me and sibling financially?
I live in England. I'm 20 and my sibling is 22.
I'm on a apprenticeship which pays 2.73 an hour on full time hours plus a part time job cleaning. My sister is at university studying and her student loan is about 400 a month.
My mum is depending on us for things such as food shopping, gas and electric (which is a killer when it's on a meter) and other basics because her job only covers rent. it is so stressful when some days we are arguing about food.
I never buy myself any clothes, or shoes... And save when I reaaaaallly need some new ones. I don't mind giving my mum money, I never think twice about it. But me and my sibling are so frustrated when we are surrounded by people who are financially stable and have parents to fall back on.
Even trying to make money matters better by learning how to drive has become impossible for me. Money causes a lot of arguments in the household especially between my mum and sibling.
I can deal with being broke all the time, but I am getting older and I don't want to be in the same financial position as my mum when I get older. (She even got a loan out in my name) I know I will have to sit down and talk to my mum about this but I am dreading it. She's not a bad mum.
Is there any ways I could save? Even if it's in within the house hold, I live in a council house.
3 Answers
- AntstLv 76 years agoFavorite Answer
You and your sister cannot afford to support your mother. You are both on very low incomes. You have simply got to stop giving your mother money. There are other options available to her.
The first thing you need to do is find out about that loan your mother took out in your name. If she doesn't pay it back, you will be liable for it. It may be impossible for you to get a house mortgage or car loan or any other kind of product that requires a contract (like a phone). If your sister is at university, then there should be someone at her campus who advises students about financial matters. Ask your sister to find out from the Registrar's office. Or go to the Citizen's Advice Bureau (if there is one where you live). Or go to the bank where your mother took the loan out and ask for advice.
Your mother needs to get a job that covers more than rent. Or she needs to go to her local welfare/benefits office and find out whether she is entitled to any other help. She is an adult and she needs to be able to support herself. It is absurd that she is relying on a student and an apprentice to support her.
Your sister in particular is in trouble in this situation. She will have to pay that loan back.
Please learn to put your foot down. If you don't, you and your sister will damage your futures. Sit your mother down and tell her that you simply cannot afford to give her any more money, except a reasonable amount for rent. Agree on what that amount is. Give your mother a month to sort herself out and make it clear that there will be no more money (except rent) after that date.
