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? asked in Business & FinanceCredit · 6 years ago

Why Did Chase Bank Deny Me A Credit Card?

Update:

"Joseph your FICO® Credit Score is 683."

Yes. As of 05/29/2015.

YES. DISCOVER CARD HAS SPOKEN.

Update 2:

I PAID OFF A LOAN OF $10,300 WITH CHASE

"IN ONE YEAR JOEY PAID THIS LOAN OFF."

BACK IN JULY OF 2014.

"KIA OWED ME $4,000 TO PAY CHASE OFF."

YES. TRADE-IN and LOAN BUY O U T .

YES.

I BOUGHT MY NEW 2014 KIA OPTIMA EX.

TO ME THIS MEANS GREAT CREDIT.

NOT ONE OF YOU HERE ON EARTH

HAVE EVER PAYED A $10,300 AUTO LOAN OFF

IN JUST ONE YEARS TIME.

4 Answers

Relevance
  • Judy
    Lv 7
    6 years ago
    Favorite Answer

    They should have told you why in the letter turning you down.

  • Jake
    Lv 7
    6 years ago

    Low credit rating, low income?

    You need at least a 600 credit rating. Those who can't get a regular card may be able to start building a credit history with a "training wheels" Secured Credit card that you have to prepay.

  • ?
    Lv 7
    6 years ago

    One of 3 reasons. 1. Poor credit score 2. already have high debt 3. Low income

  • 6 years ago

    I Am Being Illegally Unfairly Targeted.

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