Help car accident claim ?

Question

So today i went to the atm to deposit some money and while i was there i parked my car and waited for the car infront of me to leave but she put her car on reverse and hit my front bumber. She said she didnt see me and she was sorry. I was looking at my car and its pretty scratch i have no permit im 16 and no insurance and insurance is a big thing here in Tn but she told me to file a claim she gave me her insurance card to file a claim i just want that scratch painted thats it i dont want to make a big deal out of this idk what to do ?? Help any answers? If i file a claim would they ask me for an insurance? Or anything ?

notned · Answer

No insurance company will make a payment for a person who was not legally supposed to be in the car. You might as well give it all up the right here and right now

lucy · Answer

Insurance is a big thing in (any) US state.

As long as she tells her insurance that she backed into you, then her insurance will pay for your damages.  BUT, she could change her story and say you rear ended her at the ATM, and if so, then HER insurance does not pay, and YOU would owe for her rear damages.

Wes: i dont give thumbs down · Answer

they usually ask what insurance to go through. if it is just a scratch it will be easier to take care of it yourself and a lot less of a hassle.  you got lucky this time

mike · Answer

no permit im 16 and no insurance why in the hell where you behind the wheel n yes the will ask you all type of question

Spock (rhp) · Answer

the bumper did its job as it was designed to... leave it at that.

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Help car accident claim ?

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