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American healthcare system 2017?
I need to do some research on whether or not we should privatise the NHS in England, and I was wanting to use some statistics from the type of healthcare they have in America as an example of what could happen if we privatise. However, I am aware that Obamacare came into effect, and the only article I could find that had a concise explanation of what the US healthcare system was like was from 2010. But I don t actually know if Obamacare is still going or if it s part-privatised or what. What I m asking is this: does anyone know any websites that explain what the healthcare system is like now/was in 2017 or does anyone know anything about it?
Thanks for any help
2 Answers
- CliveLv 73 years agoFavorite Answer
The first thing to recognise is that the USA doesn't have a health care "system" at all. It just has doctors and hospitals that you pay for when you use them. That's going to be a big bill at an awkward time so naturally you can help yourself out by buying health insurance. Which is often provided as an employee perk. However, there's still likely to be an excess (a fixed amount you have to pay yourself before the insurance starts paying for the rest) so it still costs to be ill.
There is also Medicare and Medicaid to cover the poor and old (I can never remember which way round they are!)
ALL "Obamacare" did was make it compulsory for everyone who doesn't qualify for Medicare or Medicaid to have insurance. It's still in effect. Obama would have liked to have gone further but the Republicans blocked that in Congress. The result of this was that insurance premiums went up for a lot of people, as insurance companies could no longer choose who to insure. They couldn't refuse to cover you for being a high risk of needing treatment, as now they HAVE to take everyone.
So it has done nothing whatsoever to make medical care affordable. It was already the most expensive medical care in the world, as there's nothing to stop doctors and hospitals charging what they like, and now insurance costs even more.
A key point about the NHS is that everyone who works in it gets paid what the government agrees to pay them. Doctors won't become millionaires out of it. They get well paid for their skills as they should, just not stratospherically well paid. And as wages are a major part of the cost, this goes a long way to making it affordable and almost free at the point of use, paid for out of taxes.
If we scrapped the NHS, it would have to be a return to what we had before 1948 - everything private and many people had to rely on charity to get treatment. Costs would go up unless the government set up some regulatory office to restrict it - as it did when it privatised gas, electricity, telephones and railways - they all have an Of-something to stop prices going up too fast, Ofgem for gas and electricity, for example. If the costs of medical treatment were not to spiral out of control in the American way, there would have to be an Ofmed!
- oldprofLv 73 years ago
Suggest you look up http://files.kff.org/attachment/Summary-of-the-Aff... It's a reliable source that you can cite in your paper.