Is capitalism gods way of deciding who is smart and who is poor?

To a certain extent. A healthy robust economy creates plenty of good paying jobs. Many can be had with vocational or community college education. All one has to do is take advantage of it. A higher education can do even more.

No ............

Its called supply and demand .Capitalism Bread waits for you. Socialism you wait in line for starchy bread

Capitalist owners aren't smarter. They just have the power to make hard workers stay poor.

a fool and his money soon part

No...it's a unfair system. It's basically a system that thrives on exploiting people. It doesn't have anything to do with intelligence