Will it be a problem if I have a bad credit?

I m on a budget right now,I m afraid I cound t repay my credit card on time this month. Will this effect my credit?

Alandra2015-12-17T19:55:12Z

Certainly, it will influent your credit record. You'd better try some ways to repay it on time. Next time, you can try installment payments when you want to buy an expensive thing. It will be good for your personal finance management. I know a product, XinFenBao, it will issue you some credit amount, with that, you can buy things on its online platform or cooperative retailer stores.

Dread Pirate2015-12-16T01:39:06Z

Yes

Bill2015-12-16T02:13:25Z

Yes, and if you don't make credit card payments, they add late fees and raise the interest rate.

Douglas2015-12-16T01:48:12Z

Yes it will.