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Will it be a problem if I have a bad credit?
I m on a budget right now,I m afraid I cound t repay my credit card on time this month. Will this effect my credit?
4 Answers
- 5 years ago
Certainly, it will influent your credit record. You'd better try some ways to repay it on time. Next time, you can try installment payments when you want to buy an expensive thing. It will be good for your personal finance management. I know a product, XinFenBao, it will issue you some credit amount, with that, you can buy things on its online platform or cooperative retailer stores.
- BillLv 75 years ago
Yes, and if you don't make credit card payments, they add late fees and raise the interest rate.