Car company pressing charges for late payment??

You need to get your papers out and read through them. Most car companies will just come repo it in the middle of the night. Sounds to me like you're buying a car from one of those $50 dollar a week no credit needed places. They generally are a lot tougher than a financing company like Ford or GMAC. Those two will send you a letter threatening to repo after you're 60 days late. Never heard of it being done at 30 days.

There is a repossession process. 30 days is not the "final straw". First you need to know the laws of your state, Second, read your automobile contract. Repossession usually occurs after 3 months or 90 days of late payment...don't quote me on that, but it's a bigger number than 30 days. The collection calls that you are receiving are usually just what I call "bully calls". They are actually trying to scare you into making your payments...today!! Read your contract, knowing the process will really put your mind at ease.... at least until you bring your account current.

Blue Steel and Lace is absolutely correct. They cannot arrest you, they can only have the car repossesed. This kind of happened to me when my ex-boyf stopped making payments. They repoed the car, and it went on my credit history. It is illegal to harass or threaten you in regards to a debt collection. Let them know you know this, and then make the payment. If they keep harassing you, keep a record of it, especially if you have an answer machine that can record it, then get a lawyer.

turn the car in...

i wouldn't even want to deal with a vehicle where a company lied and said "I had stolen property" they can report repro car to police but its not a stolen car because of late payments.. i would drop it off and tell them to keep their heap///

No - they cannot press charges for late payment.

They can however, repossess your vehicle.

If they call and threaten to press charges again, tell them that they are in violation of the Fair Debt Collection Act, and that YOU will press charges if they don't stop harassing you.

I beleive they have the right to Repo it. but the legal end of it would be far down the road, only if you do not let them take it........ Pay the payment or lose the car... you will still owe the dealer money thou.....

The entire time you have a loan for anything or credit for anything it does not belong to you but to the lender. It becomes yours when it is fully paid for. So, yes, it is theirs and they can take it. Contact the lender and explain your difficulties and attempt to pay what you can. This is best done sooner than later.

pay your bill you fool. That would be better for you in the long run if you pay the bill. If you don't it will be on your credit report and will effect you for a long time and you'll end up paying alot more money in the long run than paying the car payment.

Its legal. Borrow the money and pay them.