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What is a good investment?

What is a good investment with little money £500 £1500

11 Answers

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  • 1 decade ago
    Favorite Answer

    If you don't know how to invest get into a good diversified no load mutual fund with a low expense ratio and a history of at least 5 years of making a decent profit , Vanguard funds seem to be raked up there with the best ,try http://www.morningstar.com/ to find the most appropriate for your income and age A GOOD or financial adviser or Broker would be the most helpful to find the proper one .

  • 1 decade ago

    Depends what you mean by "good"

    You have to balance risk against return.

    Obviously, the higher the risk, the greater the return. Conversely the lower the risk the less the return.

    By risk is meant the likelihood of loosing you money.

    Thus money deposited with a secure (as in High street, as in Barclays, HSBC, Lloyds etc) institution which carries a minimal risk of going bust carries a pretty meagre rate of return - maybe up to 5.5%pa these days.

    On the other hand, you could get maybe up to 10% in various other deposits with other sidestreet organisations, but then you have the risk of loosing the lot if it goes bust or disappears.

    Look at it this way, you could invest everything you possess on a bet on the Grand National at 2:1. This would take less than 1 day to mature and IF you won would be a phenomenal annualised rate of return. Of course, you also have the possibility (probability) of loosing the lot.

    Generally speaking, given today's low rates of interest, a secure investment of 5.5% for a 2 year fixed term could well be described as "good"

    In the longer term, shares have proved to be good, but stick to Blue Chips. Also, property has, in particular in the last 3-4 years, been very attractive.Property tends to go in bursts.

    It all depends on how much you have, how risk averse you are, what your timescale is etc.

  • Anonymous
    1 decade ago

    Depending on your tax situation, a small cash ISA investment is always a good start.

    Better still, if you're still under 50 years of age, make a wise move and start your private pension....it's never too late my friend!

    Apart from these suggestions, perhaps a one way ticket to Aussie, or NZ, where you might meet that rich entrepreneur. Anyway, Good Luck!!

  • Windy
    Lv 4
    5 years ago

    10/10

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  • 1 decade ago

    Paying off your debts before you start making investments. Start with the highest interest rate first and take it from there.

  • 1 decade ago

    Premium Bonds

    I had 14% tax free this year and all of my capital is still there, lets hope EARNIE is as generous in 2007

  • Anonymous
    1 decade ago

    ETF's & long term value shares with decent div ylds & div increses over 5 yrs

  • Anonymous
    1 decade ago

    One with a 10% plus return.....

  • 1 decade ago

    Anheuser Busch...When people are happy they drink, and when they are depressed, sad, and lonely they drink too. Win win

  • Anonymous
    1 decade ago

    ETFs.

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