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finance of cars?
who will refinance a car with a person who has extreemely bad credit and the car loan at present is up side down.
2 Answers
- 1 decade agoFavorite Answer
The only chance you have is a local bank that you do business with or there are some secondary finance companies that will do this but you will pay 18 to 21 % interest and a bunch of fees ( generally $2000 to $3000 ). Also these companies will limit your monthly payment to be 15% of you total provable monthly income , so that becomes a factor. With a bunch of cash you may be able to do something. They will also only finace maybe 115% of book value on that car so if you have a lot of negative equity to carry over you are in trouble.
Source(s): Car Salesman - Ali KLv 41 decade ago
no one i think, your only chance is a local finance company but they will charge you arm and a leg in interest
