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Paying a credit card with a credit card?
I have a credit card with 9% interest rate that has no balance and I want to pay off a store card since it has a higher rate but I was told by the credit card company that I can no longer use the transfer feature. Can I still use the 9% card to pay off the store card and still get the 9%? or would the credit card company know it is a transfer when I pay off the store card with it and change the rate - can they do this?
2 Answers
- 1 decade agoFavorite Answer
actually no..after you have gone past your introductary time frame for bal transfers you are no longer able to transfer( thats how they get you to open a card with them).. and in it's most simple form, paying one with another is a transfer.. it can't b done.. you could get cash off your card and pay the bill but this will cost significantly more in intrest..
- 1 decade ago
Call the credit card company with the 9% rate and see if the Balance Transfer rate is also 9%. Also ask if there is any fees associated with Balance Transfers. More importantly what is the rate on the store card ? (usually store cards are obscenely high)
