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Who Pays For Your Medical Insurance?

Another one...who pays for your medical insurance?? The place i work for pays for my full coverage with NO out of pocket expence on my part and NO money taken out of my paycheck? Does your company also pay for you or do you have to pay some out of pocket money?? If i had a choice i choose them to dock me my half hour lunch as long as they are paying for my medical insurance..thats more important to me..What do you think??

24 Answers

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  • sprite
    Lv 6
    1 decade ago
    Favorite Answer

    My company does pay for health insurance. Basically, the board of education set aside a certain amount to cover each employee for health insurance. We can use this allotment toward health insurance, dental and vision, and choose whatever we want. If we opt NOT to get health insurance we get $900 back in January, which I am getting because my husband is in the union and they pay for your insurance and automatically cover spouses. The nice part is that I opted to have TWO vision insurances (I wear glasses and contacts, so this is helpful) and TWO dental insurances (also helpful since dental insurance sucks).

    I would totally choose to have medical insurance paid for. Insurance is quite expensive and since I've had experience having to go to the doctor WITHOUT insurance, I would never want to do it again!!

  • Anonymous
    7 years ago

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    RE Who Pays For Your Medical Insurance?

    Another one...who pays for your medical insurance?? The place i work for pays for my full coverage with NO out of pocket expence on my part and NO money taken out of my paycheck? Does ...show more

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    7 years ago

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  • Anonymous
    1 decade ago

    Im disabled, but when I was working the company paid for our health insurance. It was a Union shop(Teamsters) and they got us our benefits, no out of pocket expenses. It was a great and still is a great insurance that the Union fought for and got for us. To answer your other question, If it came down to it I would take getting docked a half hour to keep my insurance. Its a small price to pay to have health insurance today.

    Source(s): Have a great evening!
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  • 1 decade ago

    they keep changing it....I wasn't paying then I was paying with a co payment.... now I am not paying no co pay but I have to pay for 1500 dollars then they will cover 80% till I reach a yearly out of pocket maximum of 5500 then they pay it all....

    they also have weird rules about what is preventative which they cover from fully and what is continuing. so actually it will probably work out that as long as nothing major happens the payout will be close to the same it just gets paid differently....

  • 1 decade ago

    Over here we don't have medical insurance as such its taken out of our paycheck as national insurance. But my company does pay for some additional private medical care on top.

  • Sunset
    Lv 7
    1 decade ago

    We pay our insurance. We have an amount taken out of our pay weekly plus the bills once we see a doctor. I don't like it nor do I think it fair. Getting a prescription filled is expensive. I am very unhappy with it.

  • 1 decade ago

    It is very important to be insured in all aspects! My job requires me to pay a part of it. But I'm ok with it they pay a much larger portion of it. If I could afford to I'd pay for my own policy. I think a good question to think about is how well does your policy cover you. That's very important too. ERRROOF!

  • 1 decade ago

    well if they pay for insurance and don't take out anything out your paycheck well i wouldn't be upset if they dock me half hour for launch. I know it is more expensive to pay for insurance than it is to get docked a half hour.

  • Anonymous
    1 decade ago

    the company i work for does with no out-of-pocket or pay-cut... if its too much.. (like a surgery or something) then i would have to pay some out of pocket but not that much... like prescriptions r free for me

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