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OK, which of the presidential candidates do you think REALLY has a viable health care plan?
I'm not into politics, feeling that there are paybacks, favors and general corruption everywhere. Wealth, decent looks, connections, charisma wins every time. SORRY for the cynicism.... BUT this IS certainly an interesting election year!
I left a big corporation (horrible corporate culture) with 18 years of awesome benefits. Couldn't continue paying the big COBRA fees and am currently looking for affordable insurance for a poor person, healthy, (great BP and cholesterol, non-smoker, non-drinker, ...bla bla....)
The rates are just obscene for anyone on a limited income.
SO HELP ME OUT PLEEZZZE!!.
DO ANY OF THESE CANDIDATES HAVE A DECENT PLAN THAT HE/SHE REALLY, REALLY INTENDS TO IMPLEMENT?
Thanks for your opinion, AND if you know of an honest health care plan with a HIGH deductible (I can handle the smaller stuff--the first 2 or three thousand) let me know.
So far, the insurance salespeople I've spoken with give me the creeps and sound like used-car salesmen..
15 Answers
- Vantage PointLv 41 decade agoFavorite Answer
The present Health Insurance is a scam perpetrated by the Health Insurance Lobby.
YOU ARE BETTER OFF PAYING CASH FOR YOUR HEALTH.
At one time medical doctors are up at arms against this Health Insurance Law because it does not provide the best possible medical care for the sick. The bigger chunk of the pie goes into the bureaucracy of the Health Insurance company. A smaller slice of the pie goes to the doctor.
All the $dollar$ cost the insured see are all inflated. The real cost of medical care are hidden from the public. Remember the cost of all health care is paid for by the insured as a group.
"Insurance companies use the term "adverse selection" to describe the tendency for only those who will benefit from insurance to buy it. Specifically when talking about health insurance, unhealthy people are more likely to purchase health insurance because they anticipate large medical bills. On the flip side, people who consider themselves to be reasonably healthy may decide that medical insurance is an unnecessary expense; if they see the doctor once a year and it costs $250, that's much better than making monthly insurance payments of $400 (example figures)."
http://www.consumersresearchcncl.org/Healthcare/Op...
Health insurance is in business because more money is coming ($340B) in than is going out. In general that means the insured paid more money that the actual cost of health care. Period.
Check this site about the $300 Billion dollar HMO industry -
Bill Clinton was scared to confront. The industry is corrupt like mafia.
Check out the salaries CEO's in this industry. Check out the scandals in health insurance companies. You will be shock with the scams they pull.
http://www.counterpunch.org/welch10302004.html
Source(s): http://www.insurancenewsnet.com/article.asp?a=top_... http://www.counterpunch.org/welch10302004.html http://www.healthcare-now.org/shownews.php?nid=602... - Tom ELv 41 decade ago
The problem with health care is the double digit rate increase every year. It has priced the insurance at a level that is hard for small companies to pay. There are a lot of reasons for that increase. People live longer. There are not enough doctors and the ones that are there belong to huge medical groups that control spending. Malpractice suits raise insurance and more importantly increase the tests and the costs of processing to keep the suits down. Government regulations make the cost of running an insurance company so expensive that only a few can survive and they have to raise the costs. Obama has a plan to have a conference of all the parties that would discuss the issues on live television and then they would try to come up with a plan to reduce costs and get insurance to all people.
- Anonymous1 decade ago
I don't think any health care plan will make it through Congress. It will be kicked back and forth so many times, so don't expect your situation to change any time after the election.
I understand your predicament. So many Americans are in the same situation. But, there are really only two choices. Find employment with a HMO , or if you are near retirement, contact ARRP. You might also consider working as a teacher's aide because you would be covered by the school district's plan. But don't give up. Keep searching online . Also, ask your current doctor's office if they can steer you in a direction.
- cadejusteLv 45 years ago
yet enable's get right down to an somewhat difficult query. Does each American deserve wellbeing care? That opens up the controversy of what constitutes being an American interior the 1st place? this is a debate for yet another day. What with regards to the guy, entire households, even generations of households that have in no way worked, in no way payed taxes, yet have lived off the gadget year after year? Are you making plans to offer them with wellbeing care? relatively??? How does that individual analyze to the guy it relatively is been working and paying taxes through fact the age of 15 a million/2. Will their wellbeing care be equivalent? a technique or the different all of it purely does not make experience. in case you do no longer make a contribution, why would you assume something decrease back? This united states of america began and prospered with quite a few annoying artwork, tears and blood. Why is at present any distinctive? each in some situations it sort of feels that in case you do on no account pay taxes you mustn't have the potential to vote. Very controversially i be responsive to. yet returned, in case you do no longer make a contribution, why would desire to you have a say in the way it relatively is spent? Our adverse Forefathers would desire to be finding down on us all with disgust and shame. while did you all improve into so corrupt? while did we improve into so lazy? while did any people think of any of it became into ok?
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- ElminsterLv 61 decade ago
Obama doesn't plan on making health care mandatory, he plans on making it cheap and available to all. This avoids one of the bugbears the right has over UHC while laying the groundwork for future UHC. I doubt the US will ever adopt a "socialist" system, but rather have the government get involved in health care, to ensure that it is inexpensive and available to all.
Edit: Anyone who denies the Constitution is a living document in out in loonieville with Ron Paul and the gold standard.
- Anonymous1 decade ago
None of them do. It's all just vote-pandering and wishful thinking. There simply is no money to pay for such grandiose schemes. Whether it's a good idea or not is just irrelevant if the fiscal means are non-existent.
- 1 decade ago
No one has a viable health plan. Even working for someone who does, does not work anymore. Even the corporations can't afford it anymore.
- Anonymous1 decade ago
Probably none of them...Every politican makes campaign promises in order to get elected. My advise, stay healthy.
- Anonymous1 decade ago
Hillary.