Who is to blame for the financial meltdown?

Personally I believe we all are. Our American culture is financed borrowing from Peter to pay Paul. From Uncle Sam, with runaway budget deficits, to the homeless on the street, we are borrowing more than we are earning. It will stop like it did the last time, I just hope we don't fight another world war. This is just the next wave in the cycle.

We all are, for living extravagantly and consuming more than we are giving in actual value.

Everyone wants to make a lot of money by doing nothing.

People have become addicted to a high standard of living, with large energy-consuming houses, new cars every year, cell phones for every kid, nothing denied. They also have not been paying attention, when sports holds so much of the passion in the lives our population.

Even our government has become convinced that our economy can thrive only if consumers are able to borrow more and more to buy more and more. Wrong. We need to get back to basics and learn to live reasonably.

I'd check out the Financial Meltdown Rap on youtube for your answer.

http://www.youtube.com/watch?v=LrBuPsvbHB8

It started when the county turns from God. We need prayer in schools and get back to our roots as a country.

its the consumers fault (including me) who have bought up big and its the banks fault getting too greedy and passing loans when the recipient can't even pay the first payment.

plus jhurd wtf you on about