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What happens if I accidentally paid off my credit card twice?
Completely forgot I'd done it once, did it again (the first time hadn't shown up online yet), so what will they do with the money?
9 Answers
- efflandtLv 71 decade agoFavorite Answer
If the payment went through, you will end up with a credit (negative balance). You can just work down the credit with future purchases unless desperate for the money.
I paid the wrong credit card once (that had no balance from same bank) and ended up with a credit.
- 5 years ago
a community property state, the rules change. Any debts incurred during the marriage are considered JOINT debts - just like property. So, even if your spouse is NOT on any of the accounts specifically, the spouse is still vulnerable to creditors. The only exception I know of is if all the debt was incurred PRIOR to the marriage, then it is separate. Well, they can't put you in prison. But they can make your life a living heck [this board bans the full H word? Odd] for the next 7 years--and prevent you from doing many things you want to do by making credit totally unavailable to you at a reasonable interest rate. And you will lose the respect of others and your self-respect...unless, of course, you're talking about some unavoidable hardship that prevents you from paying, in which case bankruptcy is the clean way out. creditors can report the delinquent account to the credit reporting agency that can show on the report up to 7 years. They can turn the account over to a collection agency which also would have a right to report a 2nd account listing to the credit reoprt within the 7 years of the original listing. They could file law suit and obtain judgment against you, yet another tradeline listing that can show on the credit report 7 years from the file date... and if you live in a state that allows for judgments being re-newed, that can be another judgment listing for 7 years from file date.
- 1 decade ago
It depends on how much it's placed your account in Credit. If it's over £100 or so, if you contact them then they will refund you by a direct credit to your bank account.
Otherwise you can still spend the amount you've gone into credit, or ask for a refund but if it's for a small amount they may levy an administration fee
- Anonymous1 decade ago
If the credit card is still live, the company will probably just keep the money, and if you spend this amount the next month, you will already have that money there to pay it.
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- Lee HLv 51 decade ago
Havent you seen the advert? They will treat it as a tip and buy champagne for the company xmas party with it.
No, really - it'll go on your account and clear off any further outstanding balance you have, or it may put you in credit. It's like a bank account.
- 1 decade ago
They will probably either credit you or give the money back, MAKE SURE YOU CHECK UP ON IT, the last thing you want is for it to disappear!!!
- Anonymous1 decade ago
Your next bill will show a credit to your balance.
Source(s): Personal experience - Anonymous1 decade ago
they should refund it straightaway ,do you have proof