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I bought a car from a private owner. They refused to send title after I made final paymt. What can I do?

November 2008 I bought a car. I needed it to work and didn't have really any extra money. I found a 1991 Ford Explorer on a Yahoo group. The owner was really nice, and sold it to me for only $300 on payments. I thought she was a saint. Now, I'm wondering if she maybe just saw me coming, and sold it so cheaply because it was actually unsellable. I really hope I'm wrong about her, I liked her.

I finally got it paid off about a month ago. I've been using tags from another car. I had insurance but couldn't get the title to get new tags b/c I was making payments. The tags I was using expired, but I was able to get temp tags that are good for 30 days.

The problem: Now that it is paid off, the previous owner refuses to send the title. I found the dealer she bought it from (she wouldn't tell me who they were, I had to research). I contacted the dealer and they said they have the title, but she never signed the back and they won't send it to her until she does. I've asked her if she will do that, then send it to me, but she just tells me she's tried, but when she goes to the car lot, no one is there to help her. She doesn't seem willing to do anything about the situation at all. She doesn't answer my phone calls or emails.

I need this car for work. When the tag expires, I can't drive it. Also, things are starting to break down and I will need to sell it soon so I can get another car, but without a title, what can I do?

What legal recourse do I have, so I can obtain the title? Thanks in advance for any help.

Update:

I gave all the info to the DMV. They said it was never registered in her name.

Update 2:

Yeah I'm asking myself why I didn't ask to see the title. She just seemed so nice helping me out like that. I was desperate for a car. The dealer said she has paid off the car, so I don't understand why she won't pick up the title. This is beyond weird and frustrating!

9 Answers

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  • 1 decade ago
    Favorite Answer

    Well it's a messed up situation. Since the title is not in her name yet, technically she had no legal right to sell you the car because that's considered title jumping.

    I would call her and leave her a message telling her that title jumping is illegal and she either needs to process the title with full intentions of signing it over to you, or you will have no choice but to take her to small claims court. You must have a bill of sale and some proof that she sold you the car and accepted your payments. Good luck and I hope this helps.

  • Anonymous
    1 decade ago

    You should have insisted on the title when you bought. She should have been put down as lienholder.

    Then you could have gotten the tag.

    Your new title, in your name would have been sent to her which, 99.9% of people would insist on getting their title with the lien released before making the prior payment.

    Why you didnt is a question you have to ask yourself.

    The seller has all your money and no motivation to get you your title.

    And you let her do it to you.

    -------------------newest response....

    If the cars already paid off, then just keep bugging her about it. The squeaky wheel gets the grease.

    If you have a bill of sale and cant get her to cooperate, I DO think you might stand a chance in small claims court.

    At the least it would motivate her to get your title to be done with you.

    In the meantime, ask your DMV what can be done as far as a tag.

    You OWN the car legally. You just cant get the title yet and it may be weeks from the time she signs it and the dealer sends it in before she gets it back, then however long before you get it from her.

    In my state, you can get multiple 10 day tags but you have to go in repeatedly and pay a few bucks for each one.

  • 5 years ago

    Do you have physical possession of the car? Is there any existing paperwork that supports your claim that the money you sent to the bank was payment for the car? I don't understand the concept of "temporarily registered." Send him a registered letter, return receipt requested, in which you politely ask for the title, as per your agreement. Express polite unhappiness that you have been unable to contact him - and you sincerely hope that his continued silence will not force you to having to involve an attourney, because then he would be liable for costs and fees as well as producing the document. That might move him a little. Involving attorneys is almost always an attention getter.

  • 1 decade ago

    I think you can go down to the office where you get your license plates and give them the info on the car and they might be able to help you get the title! Im not sure on this but its worth a shot! Let them know that you paid of the car and the owner will not give you the title, if that doesnt work let the previous owner know you are taking it to court!

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  • Anonymous
    1 decade ago

    Obviously, this vehicle should have been paid off by that previous owner. Why didn't you ask to see the title before you even dropped money on this ride?

    I don't think small claims court wil be helping you with a vehicle title issue...hope you have more money to spend on this.

  • Anonymous
    1 decade ago

    I think the title is still in her name, unless she signed it for you. Did you or she send the required paper work to the DMV. If not the car is still registered in her name. If it is still registered in her name then all accidents that happen to the car are in her name. So you may want to tell her that unless she sends the title you're going to get into an "accident" and her insurance will not be happy. Just a thought, and use the air bags please.

  • 1 decade ago

    Small claims court? Just don't mention any of that tag swapping stuff..

  • REV B
    Lv 7
    1 decade ago

    You need legal advice. You are in a big mess and an attorney is probably your only hope.

  • Anonymous
    1 decade ago

    file a complaint and see an attorney.

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