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Why do the liberals believe that purchase of auto insurance is mandatory?

Did you guys read the DMV manual before obtainig your license?

23 Answers

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  • 1 decade ago
    Favorite Answer

    I guess we believe it's mandatory because there are laws that make it mandatory.

  • avgjoe
    Lv 7
    1 decade ago

    All you need is a 25,000 bond but on the other hand if an individual is involved in an accident the party can be sued for more than they have put up for the bond without the benefit of an insurance company fighting on Their behalf

    Additional information:

    Most states allow at least one of these items to be used as financial responsibility in my state it is only 25,000:

    Your car insurance policy.

    A surety bond issued by any authorized surety company.

    A State Motor Vehicle Department bond secured by real estate equity of a set amount (for example Ohio requires at least $60,000, same for New Mexico, California requires $35,000).

    A State Motor Vehicle Department certificate for money or government bonds for a set amount on deposit with the State Treasurer (usually has a lesser amount required).

    A certificate of proof of financial responsibility signed by an insurance agent on a form prescribed by your state's Motor Vehicle Department.

  • 1 decade ago

    In California and most states Liabilty insurance is mandatory.

    Why should you have to flip the bill if some jackoff with no insurance runs into your car? That's why it's mandatory! And what does being a liberal have anything to do with it?

  • 1 decade ago

    Auto insurance is mandatory in Texas, which is hardly a liberal state.

    I don't want to get rear-ended by some schmuck and then have to pay for repairs myself because he's broke.

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  • Anonymous
    1 decade ago

    DMV manuals vary by state, but most states require mandatory car insurance.

  • 1 decade ago

    Auto liability insurance IS mandatory in EVERY state except New Hampshire.

    Next.

  • Anonymous
    1 decade ago

    Its mandatory here in Texas, and Thank God for that. Its PROOF of Financial Responsibility

  • Anonymous
    1 decade ago

    I drove for several years without insurance. Then they passed a law requiring it. You cannot even register a vehicle in the state of California without insurance.

  • Anonymous
    1 decade ago

    Sorry slick, you're getting pwned on this one.

    You are correct that you don't have to drive, but if you want to, then you gotta have it.

    I have yet to see anyone able to fork over the $15,000 bond to the DMV.

  • Anonymous
    1 decade ago

    It is mandatory in conservative states like Texas as well.

  • 1 decade ago

    required in this state just to protect the responsible folks on the road from jerks like you.

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