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My car repairs even after the warranty are too expensive for me to get them done... what to do?

I have a car note + insurance I pay monthly and a car that has been in the shop for a while. Thank GOD I have alternative transportation. My 2000 Jaguar needs a new engine. It costs like $4000.00 and the warranty is paying $1700 towards that. The mechanic requires me to pay $2000.00. It is too much for me to come up with and I can't borrow it or put it on a credit card. Suggestions?

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