Medium / Long Term Investment Options?

So you have $15K to invest but don't believe in stocks, bonds or mutual funds. That leaves virtually nothing else to invest in. Yes, there is gold and silver - at the moment those are OK investments, you MAY get a 10% to 15% return in the next year or two but once the world economies get back on their feet you will lose those profits and probably a big part of your original $15K as well. The amount is not enough to invest in real estate, maybe you could put a down payment on some land - then you will be stuck with a monthly payment and taxes on an "asset" that isn't even doing anything for you, plus it is not liquid. Collectibles is another option - stamps, coins, artwork - but those are not very liquid either.

That brings us back to stocks. High dividend stocks are the place to be and will be the right investment for the next 2-4 years. Companies like Altria (MO), Legett & Platt (LEG), Verizon (VZ), IBM and many others pay a 4% to 6% dividend each year plus with the stock market not that high, you might even pick up some appreciation. Over two or three years, I can tell you with all certainty that it is impossible for you to lose very much money - I would say the worst you can do is break even, which is what you will do in any other investment I can think of.

"currently, I pay half my salary in a retirement plan, and recently, I invested the other half in a property (6 years EMI)."

Soooooo... you invested 100% of your income? Sorry bud, you're screwed.

Gold is a long-term investment option.

Gold is expected to increase in the short-term.

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