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How did you do your budget on monthly wise?

I had a payee for while but then she quit on me. So I am trying to write out a budget for each month. I having hard time writing out. I know I need to do this on my own so I need to get routine of doing this.

I am currently living with my boyfriend. The apartment in our lease. We have 4 kids here. But I get stuff for 3 kids of mine that needs. And he got his daughter needs. I just got a new vehicle. So now I got monthly payments now. This is tough to get started. If you have any example on how to budget that would be fine.

My boyfriend gives me 150 a month for rent and cable. That want he can afford. He is trying to get a job which isn't getting any luck. He has been trying for 2 years to get a job.

This want I got so far

My daughter needs. Diapers and wipes and medical stuff and food written down.

Car payment when it due

Same thing for car insurance

I got rent down has well.

And same for cable. I don't know when we get another cable bill and when it due yet. We just moved beginning of September and paid them when they turned it on.

I am not worried about food. I know on that.

I moved from a car to a van. Should I moved the gas weekly thing up. I would have 30 dollars weekly for gas for my car. Should that be enough for the van.

I will be putting money aside for emergnacy just incase the van needs fixing I have money for that.

Thanks.

Tomorrow will be opening checking account. My boyfriend will show and teach me to how to balance my checking account. I had to close my last checking account because of some sale person wouldn't cancel my magazine so they kept taking money out. So I closed the checking account on them. That got them to cancel it quickly.

Update:

I also have cell phone. Montly payments but hardly stays the same.

Gas electric and water and sewage and trash is included in the rent so I don't have to pay that,

1 Answer

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  • 1 decade ago
    Favorite Answer

    Proud mum of 3,

    There is no doubt that these are extremely hard times as such money is hard to come by. However, you will need to focus savings as much as you can, cut unnecessary expenditures after you prioritize them. I know it might be hard at first you really need to try your best.

    After cutting costs as much as you can, then try focusing on things that would bring some income into your pocket. As it's not easy catering for a large family as yours. I must also give credit to your bf for trying his best to help out whilst dealing with his own issues as well.

    When you're at home with the kids, look up on the internet for genuine money making opportunities you can do from home whilst tending to the kids. I know the genuine once really do exist out there. So try all you can to also make sure you do not get scammed.

    Furthermore, you might also need to seek advice from a councilor to best advice you on how to better manage your income and expenditures before it goes out of hand.

    You can also get huge savings on your new car's insurance by checking out the resources below. Hope this helps.

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