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How to boost a 758 credit score?
I have not had any debt in years, and my credit score is static at 758. Would a personal loan now boost my score within a year in a tangible way? How much could it go up? +2 to 760, or +10 to 768? And would a 760 or 768 qualify me for a lower rate on, say, a $100k construction loan versus 758?
3 Answers
- anonimitieLv 71 decade agoFavorite Answer
I recommend the website below for all things financial. This particular link leads to a discussion of understanding and improving credit scores.
- Anonymous1 decade ago
A credit score is based on a 12 month activity. You're already in the excellent level which is between 750/840.
Source(s): Retired bill collector 35 years - Ed FoxLv 71 decade ago
Strange system in America - your interest rate depending on your credit score.
Here in England, when a lender checks your credit score, there are only two possible outcomes. Either you get the loan - or you don't.
Interest rates are fixed for all customers of the lender and widely advertised.
