I have a Pre-Existing Condition and Insurance won't cover me, Should a Law say they should?

Yes. If an insurance company is going to offer health insurance, they should cover you regardless of pre-existing conditions. Otherwise they should shut down and be in a different business.

No, for two reasons: One, insurance companies are private enterprises which stay in business only as long as they make money for their investors. Two, insurance companies have to make up big losses by raising their clients' premiums, which means that eventually the premiums would be so high no one could pay them and the insurance company would go out of business and then where does everyone get coverage? The government, that's where. Which means your health care services go into the toilet and someone in a cubicle in D.C. decides you're not a cost effective prospect for that medical treatment you need. Also, all our taxes go up and we're all broke.

FYI: coverage is not a guarantee of good health. You could be covered by every insurance company on the planet, but if you have a bad heart you have a bad heart. If it's not your fault, why is it my fault?

The problem with that logic is this.

Someone will go for years/decades without insurance. Then they develop a hernia. So they will go out and buy insurance and show them the hernia and without the pre-existing condition exemption, the insurance company will have to pay to fix it. Then after it is fixed, the guy drops the insurance.

Try this logic. You drive a car for years without insurance. Then you have an accident and bend in the entire front end. So you go buy car insurance and now they have to fix your car. They fix your car and you then drop the insurance. Now is that fair to the rest of us who have insurance all the time?

IMO you should be able to get insurance EXCEPT for problems related to your heart. After two years, if you have had no further heart problems, then that is covered. But you should not be denied insurance for everything just because of that one problem.

I ran my car into a telephone pole.. shouldn't I be able to get insurance now to pay for it?

My house burned down.. shouldn't I be able to get insurance afterwards to pay for it?

Insurance isn't meant to pay for things that have already happened, it's meant to protect against any FUTURE problems.

Most states offer insurance for those in your condition.

Just why do you think its the insurance industry's responsibility to pay your medical bills ?

What if you have to pay for your pre existing condition? Who care's Trolls live under bridges no one will miss you

It would be good for you and bad for the company. If they insure too many people like you there won't be a company. Nobody said life was fair. Not even for people with special privileges. Don't worry. If that really is your last name somebody will pay for you.

Your state could do this if the people in your state wanted to. Really. It is true. There are also other alternatives that do not involve the government at all. Before you force something on the entire nation, couldn't you just work something out in your own state?

See, this is where I get tossed mad at libs. There are 50 states. They already have insurance laws. There are already bodies of law plaintiffs can use. This was true in 1995. This is still true.

Also, on top of the 50 states with the laws that the people who live there choose to have, there is freedom of movement. You can move to another state. You really can.

Try Deborah Heart and Lung Center. I believe they have a foundation that will pay for your treatments.

Because they are xenophobic corporately manipulated sociopaths.