Clinking glasses...annoying or just me?

What you should be asking is why are you so annoyed by friendly traditions of joy and acknowledgement.

It's just you.

It's a tradition that completes the acknowledgement of the toast, if the participants are are indeed clinking glasses. Not to do so is rude.

Is this where we are that people can't reach down inside themselves to clink a glass at a toast?

The basic rule for toasts is that if it is a formal or unfamiliar setting (such as a work party or a formal sit down dinner) then you are correct in not clinking glasses, proper etiquette says to raise your glass and acknowledge the toast (such as a smile, nod or even to repeat the toast if it is short.) Whereas, in a familiar or cozier setting (such as a family gathering or dinner with close friends) one should touch glasses as it is more personal. If you're with friends or family, however, I think they should understand if your glass doesn't touch. :)

Clinking is fine in small groups, but if it involves reaching across the table, then simply raise your glass. Usually my rule is that with fewer than six people, clinking is fine. Any more than six, simply raise your glass. Much classier.

I also find this annoying and tacky. This started out a a private toast between just two people. It was meant as a romantic setting not a community thing where everyone did it. So how did it start as a group thing? Weddings! Eye contact and a smile is proper.

It's annoying, it's little things like that that are "fingers on a chalk board" like for me as well. I am not aware of any etiquette that you have too, many I have seen just raise their glasses and say "here here" or nod and smile.

It's just you. Touching glasses makes the toast even more personal.

do whatever you want clink or no clink